What would happen if you could never work again as a result of an accident or an illness?

An Income Protection Plan is a simple, tax efficient and inexpensive product that provides you with an alternative income if you suffer from:

• Any Illness • Any Injury • Any Disability • Any Accident

which prevents you from carrying out your own job. You receive Tax Relief on all payments to an Income Protection Plan.

Why do you need income protection?

If you were unable to carry out your normal occupation for a prolonged period of time due to an illness or injury, could you continue to meet your commitments:

• Mortgage Repayments
  
  
• Car Loan
  
  
• Personal Loans
  
  
• Medical Bills
  
  
• Food, Fuel & Household Bills

If you are Self-Employed and are out of work, you will not receive any State Disability Benefit. Maximum cover allowed is 75% of your taxable earnings.

Our Opinion:

• This is the most important protection contract you can have.
  
  
• Cover is far wider than critical illness and it is more important to have an Income Protection Plan rather than BUPA or VHI.